Centro de Documentação da PJ
Analítico de Periódico

CD 335
AN INVESTIGATION OF INDIVIDUAL WILLINGNESS TO PAY RANSOMWARE
An investigation of individual willingness to pay ransomware [Recurso eletrónico] / Anna Cartwright .. [et al.]
Journal of Financial Crime, Vol. 30, n. 3 (July 2023), p. 728-741
Ficheiro de 358 KB em formato PDF.


CRIME INFORMÁTICO, CRIME DE EXTORSÃO, CRIME CONTRA AS PESSOAS, MÉTODO DE INVESTIGAÇÃO

Purpose – Ransomware is a relatively new formof financial extortion that is proving a major cyber-security threat to individuals and organisations. This study aims to investigate factors that may influence an individual’s willingness to engage in a ransom payment. Design/methodology/approach – This study ran a large survey (n = 1,798) on a representative sample of the UK population. This study elicited willingness to pay (WTP) ransomware and also reasons for not wanting to pay a ransom to criminals. This study then used non-parametric tests and regression analysis to identify factors that influence WTP. Findings – This study finds that women and younger age groups are significantly more willing to pay a ransom, as are those who store photos. There is a strong positive relationship between concern for data breach and WTPa ransom. Originality/value – To the best of the authors’ knowledge, this is the first large scale study to look at WTP ransomware. This study identifies a range of factors that can help inform law enforcement to target advice about ransomware attacks.